Salaries › Loan Officer › California
Loan Officer Salary in California (2026)
$39.31 per hour · take-home ≈ $62,827/year ($5,236/month) for a single filer
California ranks 15th of 51 states for Loan Officer pay, with a median about 8% above the national average. Of the 25,790 Loan Officer jobs BLS counts in California, the typical worker earns $81,770 a year — though pay ranges from $37,460 for newcomers to $169,040 at the top.
Loan Officer pay range in California
| Percentile | Annual wage | Meaning |
| 10th percentile (entry) | $37,460 | Lowest-paid 10% earn less than this |
| 25th percentile | $53,670 | A quarter earn less |
| Median (50th) | $81,770 | Half earn more, half earn less |
| 75th percentile | $122,960 | Top quarter starts here |
| 90th percentile (top) | $169,040 | Highest-paid 10% earn more than this |
BLS reports 25,790 Loan Officer jobs in California (occupation code 13-2072, “Loan Officers”).
Gross vs. take-home in California
A median Loan Officer salary of $81,770 doesn’t all reach your bank account. After federal income tax, Social Security, and Medicare, plus California state income tax, a single filer keeps about $62,827 — an effective tax rate of 23.2%.
| Gross (median) | $81,770 |
| Federal income tax | −$9,159 |
| Social Security + Medicare | −$6,255 |
| California state income tax | −$3,528 |
| Take-home (annual) | $62,827 |
| Take-home (monthly) | $5,236 |
Want your exact numbers — married, 401(k), different salary? Use the free California paycheck calculator on PaycheckTally.
Frequently asked questions
- How much does a Loan Officer make in California?
- The median Loan Officer salary in California is $81,770 per year ($39.31 per hour) according to the latest BLS data. The middle 50% earn between $53,670 and $122,960.
- What is the take-home pay for a Loan Officer in California?
- On the median salary of $81,770, a single filer in California takes home about $62,827 per year ($5,236 per month) after federal tax, FICA, and state income tax — an effective tax rate of 23.2%.
- How many Loan Officer jobs are there in California?
- BLS counts 25,790 Loan Officer jobs in California in the latest survey (May 2025).
Top-paying states for Loan Officers
Other salaries in California
Sources and methodology
Wage and employment figures: BLS OEWS May 2025 (state file, released April 2026) — the U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics survey, the most authoritative public salary dataset. Take-home estimate: 2026 federal brackets, FICA, and verified California state tax rules (single filer, standard deduction, no credits or local taxes). Estimates only — not financial advice.
- BLS OEWS — official occupational wage data.
- PaycheckTally — interactive 2026 take-home calculator for California.