Salaries › Loan Officer › New York
Loan Officer Salary in New York (2026)
$46.01 per hour · take-home ≈ $71,555/year ($5,963/month) for a single filer
New York is among the top 5 highest-paying states for Loan Officers (3rd of 51), with a median about 26% above the national average. Of the 10,840 Loan Officer jobs BLS counts in New York, the typical worker earns $95,710 a year — though pay ranges from $49,410 for newcomers to $211,350 at the top.
Loan Officer pay range in New York
| Percentile | Annual wage | Meaning |
| 10th percentile (entry) | $49,410 | Lowest-paid 10% earn less than this |
| 25th percentile | $62,670 | A quarter earn less |
| Median (50th) | $95,710 | Half earn more, half earn less |
| 75th percentile | $148,890 | Top quarter starts here |
| 90th percentile (top) | $211,350 | Highest-paid 10% earn more than this |
BLS reports 10,840 Loan Officer jobs in New York (occupation code 13-2072, “Loan Officers”).
Gross vs. take-home in New York
A median Loan Officer salary of $95,710 doesn’t all reach your bank account. After federal income tax, Social Security, and Medicare, plus New York state income tax, a single filer keeps about $71,555 — an effective tax rate of 25.2%.
| Gross (median) | $95,710 |
| Federal income tax | −$12,226 |
| Social Security + Medicare | −$7,322 |
| New York state income tax | −$4,607 |
| Take-home (annual) | $71,555 |
| Take-home (monthly) | $5,963 |
Want your exact numbers — married, 401(k), different salary? Use the free New York paycheck calculator on PaycheckTally.
Frequently asked questions
- How much does a Loan Officer make in New York?
- The median Loan Officer salary in New York is $95,710 per year ($46.01 per hour) according to the latest BLS data. The middle 50% earn between $62,670 and $148,890.
- What is the take-home pay for a Loan Officer in New York?
- On the median salary of $95,710, a single filer in New York takes home about $71,555 per year ($5,963 per month) after federal tax, FICA, and state income tax — an effective tax rate of 25.2%.
- How many Loan Officer jobs are there in New York?
- BLS counts 10,840 Loan Officer jobs in New York in the latest survey (May 2025).
Top-paying states for Loan Officers
Other salaries in New York
Sources and methodology
Wage and employment figures: BLS OEWS May 2025 (state file, released April 2026) — the U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics survey, the most authoritative public salary dataset. Take-home estimate: 2026 federal brackets, FICA, and verified New York state tax rules (single filer, standard deduction, no credits or local taxes). Estimates only — not financial advice.
- BLS OEWS — official occupational wage data.
- PaycheckTally — interactive 2026 take-home calculator for New York.