Salaries › Loan Officer › New Jersey
Loan Officer Salary in New Jersey (2026)
$44.67 per hour · take-home ≈ $70,405/year ($5,867/month) for a single filer
New Jersey ranks 7th of 51 states for Loan Officer pay, with a median about 22% above the national average. Of the 6,200 Loan Officer jobs BLS counts in New Jersey, the typical worker earns $92,920 a year — though pay ranges from $50,490 for newcomers to $169,280 at the top.
Loan Officer pay range in New Jersey
| Percentile | Annual wage | Meaning |
| 10th percentile (entry) | $50,490 | Lowest-paid 10% earn less than this |
| 25th percentile | $62,740 | A quarter earn less |
| Median (50th) | $92,920 | Half earn more, half earn less |
| 75th percentile | $131,870 | Top quarter starts here |
| 90th percentile (top) | $169,280 | Highest-paid 10% earn more than this |
BLS reports 6,200 Loan Officer jobs in New Jersey (occupation code 13-2072, “Loan Officers”).
Gross vs. take-home in New Jersey
A median Loan Officer salary of $92,920 doesn’t all reach your bank account. After federal income tax, Social Security, and Medicare, plus New Jersey state income tax, a single filer keeps about $70,405 — an effective tax rate of 24.2%.
| Gross (median) | $92,920 |
| Federal income tax | −$11,612 |
| Social Security + Medicare | −$7,108 |
| New Jersey state income tax | −$3,795 |
| Take-home (annual) | $70,405 |
| Take-home (monthly) | $5,867 |
Want your exact numbers — married, 401(k), different salary? Use the free New Jersey paycheck calculator on PaycheckTally.
Frequently asked questions
- How much does a Loan Officer make in New Jersey?
- The median Loan Officer salary in New Jersey is $92,920 per year ($44.67 per hour) according to the latest BLS data. The middle 50% earn between $62,740 and $131,870.
- What is the take-home pay for a Loan Officer in New Jersey?
- On the median salary of $92,920, a single filer in New Jersey takes home about $70,405 per year ($5,867 per month) after federal tax, FICA, and state income tax — an effective tax rate of 24.2%.
- How many Loan Officer jobs are there in New Jersey?
- BLS counts 6,200 Loan Officer jobs in New Jersey in the latest survey (May 2025).
Top-paying states for Loan Officers
Other salaries in New Jersey
Sources and methodology
Wage and employment figures: BLS OEWS May 2025 (state file, released April 2026) — the U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics survey, the most authoritative public salary dataset. Take-home estimate: 2026 federal brackets, FICA, and verified New Jersey state tax rules (single filer, standard deduction, no credits or local taxes). Estimates only — not financial advice.
- BLS OEWS — official occupational wage data.
- PaycheckTally — interactive 2026 take-home calculator for New Jersey.