Salaries › Loan Officer › Virginia
Loan Officer Salary in Virginia (2026)
$37.66 per hour · take-home ≈ $60,185/year ($5,015/month) for a single filer
Virginia ranks 22nd of 51 states for Loan Officer pay, with a median about 3% above the national average. Of the 8,790 Loan Officer jobs BLS counts in Virginia, the typical worker earns $78,320 a year — though pay ranges from $40,190 for newcomers to $157,070 at the top.
Loan Officer pay range in Virginia
| Percentile | Annual wage | Meaning |
| 10th percentile (entry) | $40,190 | Lowest-paid 10% earn less than this |
| 25th percentile | $57,200 | A quarter earn less |
| Median (50th) | $78,320 | Half earn more, half earn less |
| 75th percentile | $109,380 | Top quarter starts here |
| 90th percentile (top) | $157,070 | Highest-paid 10% earn more than this |
BLS reports 8,790 Loan Officer jobs in Virginia (occupation code 13-2072, “Loan Officers”).
Gross vs. take-home in Virginia
A median Loan Officer salary of $78,320 doesn’t all reach your bank account. After federal income tax, Social Security, and Medicare, plus Virginia state income tax, a single filer keeps about $60,185 — an effective tax rate of 23.2%.
| Gross (median) | $78,320 |
| Federal income tax | −$8,400 |
| Social Security + Medicare | −$5,991 |
| Virginia state income tax | −$3,743 |
| Take-home (annual) | $60,185 |
| Take-home (monthly) | $5,015 |
Want your exact numbers — married, 401(k), different salary? Use the free Virginia paycheck calculator on PaycheckTally.
Frequently asked questions
- How much does a Loan Officer make in Virginia?
- The median Loan Officer salary in Virginia is $78,320 per year ($37.66 per hour) according to the latest BLS data. The middle 50% earn between $57,200 and $109,380.
- What is the take-home pay for a Loan Officer in Virginia?
- On the median salary of $78,320, a single filer in Virginia takes home about $60,185 per year ($5,015 per month) after federal tax, FICA, and state income tax — an effective tax rate of 23.2%.
- How many Loan Officer jobs are there in Virginia?
- BLS counts 8,790 Loan Officer jobs in Virginia in the latest survey (May 2025).
Top-paying states for Loan Officers
Other salaries in Virginia
Sources and methodology
Wage and employment figures: BLS OEWS May 2025 (state file, released April 2026) — the U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics survey, the most authoritative public salary dataset. Take-home estimate: 2026 federal brackets, FICA, and verified Virginia state tax rules (single filer, standard deduction, no credits or local taxes). Estimates only — not financial advice.
- BLS OEWS — official occupational wage data.
- PaycheckTally — interactive 2026 take-home calculator for Virginia.