Salaries › Loan Officer › Texas
Loan Officer Salary in Texas (2026)
$31.91 per hour · take-home ≈ $55,508/year ($4,626/month) for a single filer
Texas ranks 40th of 51 states for Loan Officer pay, with a median about 13% below the national average. Of the 21,200 Loan Officer jobs BLS counts in Texas, the typical worker earns $66,370 a year — though pay ranges from $34,150 for newcomers to $135,280 at the top.
Loan Officer pay range in Texas
| Percentile | Annual wage | Meaning |
| 10th percentile (entry) | $34,150 | Lowest-paid 10% earn less than this |
| 25th percentile | $48,030 | A quarter earn less |
| Median (50th) | $66,370 | Half earn more, half earn less |
| 75th percentile | $95,770 | Top quarter starts here |
| 90th percentile (top) | $135,280 | Highest-paid 10% earn more than this |
BLS reports 21,200 Loan Officer jobs in Texas (occupation code 13-2072, “Loan Officers”).
Gross vs. take-home in Texas
A median Loan Officer salary of $66,370 doesn’t all reach your bank account. After federal income tax, Social Security, and Medicare (no state income tax in Texas), a single filer keeps about $55,508 — an effective tax rate of 16.4%.
| Gross (median) | $66,370 |
| Federal income tax | −$5,784 |
| Social Security + Medicare | −$5,077 |
| Texas state income tax | −$0 |
| Take-home (annual) | $55,508 |
| Take-home (monthly) | $4,626 |
Want your exact numbers — married, 401(k), different salary? Use the free Texas paycheck calculator on PaycheckTally.
Frequently asked questions
- How much does a Loan Officer make in Texas?
- The median Loan Officer salary in Texas is $66,370 per year ($31.91 per hour) according to the latest BLS data. The middle 50% earn between $48,030 and $95,770.
- What is the take-home pay for a Loan Officer in Texas?
- On the median salary of $66,370, a single filer in Texas takes home about $55,508 per year ($4,626 per month) after federal tax, FICA — an effective tax rate of 16.4%.
- How many Loan Officer jobs are there in Texas?
- BLS counts 21,200 Loan Officer jobs in Texas in the latest survey (May 2025).
Top-paying states for Loan Officers
Other salaries in Texas
Sources and methodology
Wage and employment figures: BLS OEWS May 2025 (state file, released April 2026) — the U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics survey, the most authoritative public salary dataset. Take-home estimate: 2026 federal brackets, FICA, and verified Texas state tax rules (single filer, standard deduction, no credits or local taxes). Estimates only — not financial advice.
- BLS OEWS — official occupational wage data.
- PaycheckTally — interactive 2026 take-home calculator for Texas.