Salaries › Loan Officer › Rhode Island
Loan Officer Salary in Rhode Island (2026)
$37.14 per hour · take-home ≈ $60,699/year ($5,058/month) for a single filer
Rhode Island ranks 24th of 51 states for Loan Officer pay, with a median about 2% above the national average. Of the 1,290 Loan Officer jobs BLS counts in Rhode Island, the typical worker earns $77,250 a year — though pay ranges from $50,420 for newcomers to $134,950 at the top.
Loan Officer pay range in Rhode Island
| Percentile | Annual wage | Meaning |
| 10th percentile (entry) | $50,420 | Lowest-paid 10% earn less than this |
| 25th percentile | $55,640 | A quarter earn less |
| Median (50th) | $77,250 | Half earn more, half earn less |
| 75th percentile | $99,930 | Top quarter starts here |
| 90th percentile (top) | $134,950 | Highest-paid 10% earn more than this |
BLS reports 1,290 Loan Officer jobs in Rhode Island (occupation code 13-2072, “Loan Officers”).
Gross vs. take-home in Rhode Island
A median Loan Officer salary of $77,250 doesn’t all reach your bank account. After federal income tax, Social Security, and Medicare, plus Rhode Island state income tax, a single filer keeps about $60,699 — an effective tax rate of 21.4%.
| Gross (median) | $77,250 |
| Federal income tax | −$8,165 |
| Social Security + Medicare | −$5,910 |
| Rhode Island state income tax | −$2,477 |
| Take-home (annual) | $60,699 |
| Take-home (monthly) | $5,058 |
Want your exact numbers — married, 401(k), different salary? Use the free Rhode Island paycheck calculator on PaycheckTally.
Frequently asked questions
- How much does a Loan Officer make in Rhode Island?
- The median Loan Officer salary in Rhode Island is $77,250 per year ($37.14 per hour) according to the latest BLS data. The middle 50% earn between $55,640 and $99,930.
- What is the take-home pay for a Loan Officer in Rhode Island?
- On the median salary of $77,250, a single filer in Rhode Island takes home about $60,699 per year ($5,058 per month) after federal tax, FICA, and state income tax — an effective tax rate of 21.4%.
- How many Loan Officer jobs are there in Rhode Island?
- BLS counts 1,290 Loan Officer jobs in Rhode Island in the latest survey (May 2025).
Top-paying states for Loan Officers
Other salaries in Rhode Island
Sources and methodology
Wage and employment figures: BLS OEWS May 2025 (state file, released April 2026) — the U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics survey, the most authoritative public salary dataset. Take-home estimate: 2026 federal brackets, FICA, and verified Rhode Island state tax rules (single filer, standard deduction, no credits or local taxes). Estimates only — not financial advice.
- BLS OEWS — official occupational wage data.
- PaycheckTally — interactive 2026 take-home calculator for Rhode Island.