Salaries › Loan Officer › North Dakota
Loan Officer Salary in North Dakota (2026)
$40.70 per hour · take-home ≈ $67,990/year ($5,666/month) for a single filer
North Dakota ranks 11th of 51 states for Loan Officer pay, with a median about 12% above the national average. Of the 1,370 Loan Officer jobs BLS counts in North Dakota, the typical worker earns $84,650 a year — though pay ranges from $58,010 for newcomers to $146,640 at the top.
Loan Officer pay range in North Dakota
| Percentile | Annual wage | Meaning |
| 10th percentile (entry) | $58,010 | Lowest-paid 10% earn less than this |
| 25th percentile | $63,320 | A quarter earn less |
| Median (50th) | $84,650 | Half earn more, half earn less |
| 75th percentile | $102,540 | Top quarter starts here |
| 90th percentile (top) | $146,640 | Highest-paid 10% earn more than this |
BLS reports 1,370 Loan Officer jobs in North Dakota (occupation code 13-2072, “Loan Officers”).
Gross vs. take-home in North Dakota
A median Loan Officer salary of $84,650 doesn’t all reach your bank account. After federal income tax, Social Security, and Medicare, plus North Dakota state income tax, a single filer keeps about $67,990 — an effective tax rate of 19.7%.
| Gross (median) | $84,650 |
| Federal income tax | −$9,793 |
| Social Security + Medicare | −$6,476 |
| North Dakota state income tax | −$391 |
| Take-home (annual) | $67,990 |
| Take-home (monthly) | $5,666 |
Want your exact numbers — married, 401(k), different salary? Use the free North Dakota paycheck calculator on PaycheckTally.
Frequently asked questions
- How much does a Loan Officer make in North Dakota?
- The median Loan Officer salary in North Dakota is $84,650 per year ($40.70 per hour) according to the latest BLS data. The middle 50% earn between $63,320 and $102,540.
- What is the take-home pay for a Loan Officer in North Dakota?
- On the median salary of $84,650, a single filer in North Dakota takes home about $67,990 per year ($5,666 per month) after federal tax, FICA, and state income tax — an effective tax rate of 19.7%.
- How many Loan Officer jobs are there in North Dakota?
- BLS counts 1,370 Loan Officer jobs in North Dakota in the latest survey (May 2025).
Top-paying states for Loan Officers
Other salaries in North Dakota
Sources and methodology
Wage and employment figures: BLS OEWS May 2025 (state file, released April 2026) — the U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics survey, the most authoritative public salary dataset. Take-home estimate: 2026 federal brackets, FICA, and verified North Dakota state tax rules (single filer, standard deduction, no credits or local taxes). Estimates only — not financial advice.
- BLS OEWS — official occupational wage data.
- PaycheckTally — interactive 2026 take-home calculator for North Dakota.