Salaries › Loan Officer › North Carolina
Loan Officer Salary in North Carolina (2026)
$36.50 per hour · take-home ≈ $59,719/year ($4,977/month) for a single filer
North Carolina ranks 26th of 51 states for Loan Officer pay, with a median right at the national average. Of the 10,700 Loan Officer jobs BLS counts in North Carolina, the typical worker earns $75,920 a year — though pay ranges from $43,270 for newcomers to $130,480 at the top.
Loan Officer pay range in North Carolina
| Percentile | Annual wage | Meaning |
| 10th percentile (entry) | $43,270 | Lowest-paid 10% earn less than this |
| 25th percentile | $57,680 | A quarter earn less |
| Median (50th) | $75,920 | Half earn more, half earn less |
| 75th percentile | $100,550 | Top quarter starts here |
| 90th percentile (top) | $130,480 | Highest-paid 10% earn more than this |
BLS reports 10,700 Loan Officer jobs in North Carolina (occupation code 13-2072, “Loan Officers”).
Gross vs. take-home in North Carolina
A median Loan Officer salary of $75,920 doesn’t all reach your bank account. After federal income tax, Social Security, and Medicare, plus North Carolina state income tax, a single filer keeps about $59,719 — an effective tax rate of 21.3%.
| Gross (median) | $75,920 |
| Federal income tax | −$7,872 |
| Social Security + Medicare | −$5,808 |
| North Carolina state income tax | −$2,520 |
| Take-home (annual) | $59,719 |
| Take-home (monthly) | $4,977 |
Want your exact numbers — married, 401(k), different salary? Use the free North Carolina paycheck calculator on PaycheckTally.
Frequently asked questions
- How much does a Loan Officer make in North Carolina?
- The median Loan Officer salary in North Carolina is $75,920 per year ($36.50 per hour) according to the latest BLS data. The middle 50% earn between $57,680 and $100,550.
- What is the take-home pay for a Loan Officer in North Carolina?
- On the median salary of $75,920, a single filer in North Carolina takes home about $59,719 per year ($4,977 per month) after federal tax, FICA, and state income tax — an effective tax rate of 21.3%.
- How many Loan Officer jobs are there in North Carolina?
- BLS counts 10,700 Loan Officer jobs in North Carolina in the latest survey (May 2025).
Top-paying states for Loan Officers
Other salaries in North Carolina
Sources and methodology
Wage and employment figures: BLS OEWS May 2025 (state file, released April 2026) — the U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics survey, the most authoritative public salary dataset. Take-home estimate: 2026 federal brackets, FICA, and verified North Carolina state tax rules (single filer, standard deduction, no credits or local taxes). Estimates only — not financial advice.
- BLS OEWS — official occupational wage data.
- PaycheckTally — interactive 2026 take-home calculator for North Carolina.