Salaries › Loan Officer › Montana
Loan Officer Salary in Montana (2026)
$34.41 per hour · take-home ≈ $56,497/year ($4,708/month) for a single filer
Montana ranks 33rd of 51 states for Loan Officer pay, with a median about 6% below the national average. Of the 1,180 Loan Officer jobs BLS counts in Montana, the typical worker earns $71,570 a year — though pay ranges from $48,130 for newcomers to $123,130 at the top.
Loan Officer pay range in Montana
| Percentile | Annual wage | Meaning |
| 10th percentile (entry) | $48,130 | Lowest-paid 10% earn less than this |
| 25th percentile | $55,830 | A quarter earn less |
| Median (50th) | $71,570 | Half earn more, half earn less |
| 75th percentile | $96,100 | Top quarter starts here |
| 90th percentile (top) | $123,130 | Highest-paid 10% earn more than this |
BLS reports 1,180 Loan Officer jobs in Montana (occupation code 13-2072, “Loan Officers”).
Gross vs. take-home in Montana
A median Loan Officer salary of $71,570 doesn’t all reach your bank account. After federal income tax, Social Security, and Medicare, plus Montana state income tax, a single filer keeps about $56,497 — an effective tax rate of 21.1%.
| Gross (median) | $71,570 |
| Federal income tax | −$6,915 |
| Social Security + Medicare | −$5,475 |
| Montana state income tax | −$2,683 |
| Take-home (annual) | $56,497 |
| Take-home (monthly) | $4,708 |
Want your exact numbers — married, 401(k), different salary? Use the free Montana paycheck calculator on PaycheckTally.
Frequently asked questions
- How much does a Loan Officer make in Montana?
- The median Loan Officer salary in Montana is $71,570 per year ($34.41 per hour) according to the latest BLS data. The middle 50% earn between $55,830 and $96,100.
- What is the take-home pay for a Loan Officer in Montana?
- On the median salary of $71,570, a single filer in Montana takes home about $56,497 per year ($4,708 per month) after federal tax, FICA, and state income tax — an effective tax rate of 21.1%.
- How many Loan Officer jobs are there in Montana?
- BLS counts 1,180 Loan Officer jobs in Montana in the latest survey (May 2025).
Top-paying states for Loan Officers
Other salaries in Montana
Sources and methodology
Wage and employment figures: BLS OEWS May 2025 (state file, released April 2026) — the U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics survey, the most authoritative public salary dataset. Take-home estimate: 2026 federal brackets, FICA, and verified Montana state tax rules (single filer, standard deduction, no credits or local taxes). Estimates only — not financial advice.
- BLS OEWS — official occupational wage data.
- PaycheckTally — interactive 2026 take-home calculator for Montana.