Salaries › Loan Officer › Idaho
Loan Officer Salary in Idaho (2026)
$34.17 per hour · take-home ≈ $55,914/year ($4,660/month) for a single filer
Idaho ranks 35th of 51 states for Loan Officer pay, with a median about 6% below the national average. Of the 2,030 Loan Officer jobs BLS counts in Idaho, the typical worker earns $71,070 a year — though pay ranges from $43,160 for newcomers to $156,410 at the top.
Loan Officer pay range in Idaho
| Percentile | Annual wage | Meaning |
| 10th percentile (entry) | $43,160 | Lowest-paid 10% earn less than this |
| 25th percentile | $49,730 | A quarter earn less |
| Median (50th) | $71,070 | Half earn more, half earn less |
| 75th percentile | $102,630 | Top quarter starts here |
| 90th percentile (top) | $156,410 | Highest-paid 10% earn more than this |
BLS reports 2,030 Loan Officer jobs in Idaho (occupation code 13-2072, “Loan Officers”).
Gross vs. take-home in Idaho
A median Loan Officer salary of $71,070 doesn’t all reach your bank account. After federal income tax, Social Security, and Medicare, plus Idaho state income tax, a single filer keeps about $55,914 — an effective tax rate of 21.3%.
| Gross (median) | $71,070 |
| Federal income tax | −$6,805 |
| Social Security + Medicare | −$5,437 |
| Idaho state income tax | −$2,913 |
| Take-home (annual) | $55,914 |
| Take-home (monthly) | $4,660 |
Want your exact numbers — married, 401(k), different salary? Use the free Idaho paycheck calculator on PaycheckTally.
Frequently asked questions
- How much does a Loan Officer make in Idaho?
- The median Loan Officer salary in Idaho is $71,070 per year ($34.17 per hour) according to the latest BLS data. The middle 50% earn between $49,730 and $102,630.
- What is the take-home pay for a Loan Officer in Idaho?
- On the median salary of $71,070, a single filer in Idaho takes home about $55,914 per year ($4,660 per month) after federal tax, FICA, and state income tax — an effective tax rate of 21.3%.
- How many Loan Officer jobs are there in Idaho?
- BLS counts 2,030 Loan Officer jobs in Idaho in the latest survey (May 2025).
Top-paying states for Loan Officers
Other salaries in Idaho
Sources and methodology
Wage and employment figures: BLS OEWS May 2025 (state file, released April 2026) — the U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics survey, the most authoritative public salary dataset. Take-home estimate: 2026 federal brackets, FICA, and verified Idaho state tax rules (single filer, standard deduction, no credits or local taxes). Estimates only — not financial advice.
- BLS OEWS — official occupational wage data.
- PaycheckTally — interactive 2026 take-home calculator for Idaho.