Salaries › Loan Officer › Florida
Loan Officer Salary in Florida (2026)
$34.18 per hour · take-home ≈ $58,842/year ($4,903/month) for a single filer
Florida ranks 34th of 51 states for Loan Officer pay, with a median about 6% below the national average. Of the 18,830 Loan Officer jobs BLS counts in Florida, the typical worker earns $71,090 a year — though pay ranges from $33,180 for newcomers to $133,070 at the top.
Loan Officer pay range in Florida
| Percentile | Annual wage | Meaning |
| 10th percentile (entry) | $33,180 | Lowest-paid 10% earn less than this |
| 25th percentile | $49,200 | A quarter earn less |
| Median (50th) | $71,090 | Half earn more, half earn less |
| 75th percentile | $100,550 | Top quarter starts here |
| 90th percentile (top) | $133,070 | Highest-paid 10% earn more than this |
BLS reports 18,830 Loan Officer jobs in Florida (occupation code 13-2072, “Loan Officers”).
Gross vs. take-home in Florida
A median Loan Officer salary of $71,090 doesn’t all reach your bank account. After federal income tax, Social Security, and Medicare (no state income tax in Florida), a single filer keeps about $58,842 — an effective tax rate of 17.2%.
| Gross (median) | $71,090 |
| Federal income tax | −$6,810 |
| Social Security + Medicare | −$5,438 |
| Florida state income tax | −$0 |
| Take-home (annual) | $58,842 |
| Take-home (monthly) | $4,903 |
Want your exact numbers — married, 401(k), different salary? Use the free Florida paycheck calculator on PaycheckTally.
Frequently asked questions
- How much does a Loan Officer make in Florida?
- The median Loan Officer salary in Florida is $71,090 per year ($34.18 per hour) according to the latest BLS data. The middle 50% earn between $49,200 and $100,550.
- What is the take-home pay for a Loan Officer in Florida?
- On the median salary of $71,090, a single filer in Florida takes home about $58,842 per year ($4,903 per month) after federal tax, FICA — an effective tax rate of 17.2%.
- How many Loan Officer jobs are there in Florida?
- BLS counts 18,830 Loan Officer jobs in Florida in the latest survey (May 2025).
Top-paying states for Loan Officers
Other salaries in Florida
Sources and methodology
Wage and employment figures: BLS OEWS May 2025 (state file, released April 2026) — the U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics survey, the most authoritative public salary dataset. Take-home estimate: 2026 federal brackets, FICA, and verified Florida state tax rules (single filer, standard deduction, no credits or local taxes). Estimates only — not financial advice.
- BLS OEWS — official occupational wage data.
- PaycheckTally — interactive 2026 take-home calculator for Florida.